When the One Big Beautiful Bill Act (OBBBA) was signed into law July 4, 2025, it introduced a new type of savings program for children. While informally referred to in some media as “Trump Accounts,” it’s important to focus on the program’s structure and potential benefits, rather than nickname. If you, a friend, or a…

“The forecasts may tell you a great deal about the forecaster; they tell you nothing about the future.” This classic line from investing icon Warren Buffett constantly reverberates through the minds of the team at Fulcrum Wealth Advisors. But it reached a crescendo earlier this year as we – and you – witnessed the chaotically…

Dessert-lovers – and more specifically chocolate fanatics – usually have no concept of the meaning of the words “rich” or “too rich.” They know the tastes of sweet, spicy, sour, and bitter but struggle to describe “rich”…unless they’re allowed to do so with an eye roll. Another word that gets passed out without the full…

Do you know what the average life span is of a fruit fly? Our guess was 24 hours, but a fruit fly can actually live for 40-50 days. We tell you this because none of us want to live just 40-50 days. The timeline for your financial goals is probably also significantly longer than that…